The Obama health care reform law includes new and important private insurance option for individuals who have been previously denied coverage due to pre-existing condition. This new insurance is called the “Pre-Existing Condition insurance Plan (PCIP) and it is administered in the state of Florida by GEHA. 

To be eligible for this private health insurance you must have been denied health insurance coverage from a private insurance company because of a pre-existing condition and have been uninsured for at least six months and be a U.S. citizen or legal resident. 

This program provides high quality private health insurance at a reasonable cost without underwriting.  There is no additional charge due to your medical condition and eligibility is not based on income or assets. 

To learn about this insurance option go to www.pcip.gov or to www.geha.com.

The current premiums are:

age 0 to 34    = $363/month

age 35-44      = $435/month

age 45-54      = $556/month

age 55+          =  $773/month.